Attractive Returns,
Flexible Tenures

NRI Fixed Deposits let Non-Resident Indians grow their savings securely in India. Choose between NRE FD (for foreign earnings) and NRO FD (for Indian earnings).

NRIs can earn attractive interest with flexible tenure options. Funds are secure, with options to withdraw, reinvest, or avail overdrafts and loans against FD with premature withdrawal facility.

• Competitive interest rates
• Flexible tenure ranging from 7 days to 10 years for NRO Fixed Deposits and 1 year to 10 years for NRE Fixed deposits
• Instant online booking through iMobile & Net Banking
• Avail up to 90% loan on your NRE/NRO FD with premature withdrawal facility

Interest earned on NRE FD is tax-free in India and offers the facility of full repatriation. It enables you to invest your foreign earnings. Interest earned on NRO FD is subject to TDS and is a way to invest income earned in India.

You can receive interest monthly, quarterly, or on maturity on NRE/NRO deposits

Yes, premature withdrawals are allowed with applicable penalties on NRE/NRO deposits.

Interest earned on NRE FDs is tax-free in India, but interest earned on NRO FDs attracts TDS as per prevailing Indian tax laws.

Yes, NRIs can open an FD via iMobile app, or Net Banking.

The minimum deposit is ₹25,000 for NRI FDs with premature withdrawal facility, and it varies for foreign currency FDs.

Yes, you can get an overdraft of up to 90% of the value of your NRE/NRO FDs with premature withdrawal facility.