Invest Smart,
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Non-Resident Indians (NRIs) holding an NRO Account. You must make a one-time lump sum deposit between ₹25,000 and ₹1,50,000 for a 5-year lock-in period.

Open the deposit online or walk into any of your nearest branch and submit valid PAN and KYC documents. An e-confirmation on your registered email ID will be sent within 1 business working day.

Choose to receive interest monthly, quarterly, or opt for reinvestment into the principal.

Get up to ₹1,50,000 deduction under Section 80C. Interest along with principal, and the principal can be repatriated up to USD 1 million per financial year. Interest earned is taxable and subject to TDS as per applicable rates.

It is a fixed deposit for NRIs that offers tax-saving benefits under Section 80C along with attractive interest rates. You can invest a lump sum amount between ₹25,000 and ₹1,50,000 for a lock-in period of 5 years and choose from flexible interest pay-out options.

Only Non-Resident Indians (NRIs) holding an NRO account with ICICI Bank can open this FD. It allows joint holding with either a resident Indian or another NRI.

No, premature withdrawal and auto-renewal are not allowed. The FD comes with a mandatory 5-year lock-in period, as per tax-saving guidelines.

Yes, interest earned is fully taxable and subject to Tax Deducted at Source (TDS). You can reduce TDS by availing of the DTAA (Double Taxation Avoidance Agreement) facility.

You can choose from monthly, quarterly, or reinvestment options for interest payout.