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ICICI Bank ICICI Bank

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SUITABLE FOR

Existing Personal Loan Customers

  • Attractive Interest Rates

  • Minimal Documentation

  • Flexible Repayment Tenure

  • Quick Processing

  • No Collateral Required

About ICICI Bank Balance Transfer

Eligibility Requirements

Available for existing Personal Loan holders (who have a Personal Loan with other financial institution) who meet ICICI Bank’s income and credit score criteria.

Documentation Needed

Provide your latest loan statement, last 6 months’ bank statements, salary slips of the last 3 months and KYC documents, for a hassle-free balance transfer process.

Personal Loan Balance Transfer FAQs

What is a Personal Loan Balance Transfer?

Personal Loan Balance Transfer allows you to transfer your existing Personal Loan to ICICI Bank.

Is Balance Transfer allowed from all financial institutions?

Balance Transfer is permitted from all financers except small co-operative banks, urban co-operative banks, small finance banks, payment banks, co-operative housing societies and Path Pedi.

How can I apply for a Personal Loan Balance Transfer?

You can apply for Balance Transfer by visiting any ICICI Bank Branch.

Do I need to provide a security or collateral to apply for a Personal Loan with ICICI Bank?

No, ICICI Bank offers its customers a collateral-free Personal Loan without any security. 

Can I foreclose my Loan with ICICI Bank?

Personal Loan foreclosure facility is extended to all customers availing a Personal Loan with ICICI Bank. However, foreclosure charges (and taxes) will be applicable as per the service charges. But no forclaosure charges are applicable if customer foreclose the loan after paying 12 EMIs.

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