A Personal Loan is an unsecured loan to obtain funds for financial expenses such as house renovation, wedding, education, medical bills, travel etc. These loans offer competitive interest rates and flexible tenure options, allowing borrowers to repay in monthly instalments (EMIs) without needing to provide collateral. You can check your Personal Loan EMI amount with our Personal Loan EMI calculator.

No, ICICI Bank offers its customers a collateral-free Personal Loan without any security. Visit our website to apply for an instant Personal Loan online.

ICICI Bank offers Personal Loans starting at Rs. 50,000 up to Rs. 50,00,000.

ICICI Bank offers affordable interest rates on Personal loan.

ICICI Bank Personal Loan repayment tenure ranges from 12 months to 72 months.

The advantages of an ICICI Bank Personal Loan are:

• No foreclosure charges after 12 EMIs
• Attractive Interest Rates
• Flexible Tenure Options
• Low EMI Amount
• Easy Application Process
• No Collateral Required
• Quick Disbursement
• Quick Assistance
• Digital Process
• Minimal Documentation.

Personal Loan foreclosure facility is extended to all customers availing a Personal Loan with ICICI Bank. Customers can foreclose their Personal Loan after the payment of at least one EMI. However, foreclosure charges (and taxes) will be applicable as per the service charges.

No, there are no tax benefits and tax deductions on Personal Loans.