Rubyx Debit Card

On every ₹ 200 spent on the Rubyx Debit Card, Cardholders earn 3 reward points on domestic transactions and 6 reward points on international transactions. Please note that some spend categories do not earn reward points.

The Rubyx Debit Card has high daily withdrawal limits. You can withdraw up to ₹ 1,50,000 at both domestic and international ATMs. The monthly limit is capped as per the customer segment.

With the Rubyx Debit Card, Cardholders can avail complimentary airport lounge access for a maximum of 2 times in a quarter if they have made transactions worth ₹ 10,000 on the Card in the previous calendar quarter.

The complimentary wallet assistance benefit offered on the Rubyx Debit Card is for emergency action if your Card is lost. This feature lets you block all Cards with one call, provides emergency travel assistance and offers SIM protection for a lost phone.

Yes, the Rubyx Debit Card can be used for online international transactions. It’s equipped with the necessary security features like 3D Secure (3DS) to ensure safe and secure payments. Make sure international transactions are enabled on your Card by contacting Customer Care or through iMobile/ Internet Banking.

To enjoy complimentary domestic lounge access, you must spend ₹10,000 or more on your Rubyx Debit Card in a calendar quarter. This entitles you to avail the lounge access benefit in the following calendar quarter. The benefit is exclusively applicable to the primary Cardholder.

Please note that the airport lounge access benefit is available only for primary Cardholders. For more details on the criteria, click here. To view the complete list of lounges, click here.