Platinum Debit Card

Your ICICI Bank Platinum Identity Chip Debit Card lets you conduct online transactions of up to ₹7.5 lakhs every day. This covers internet buying, bill payment processing, and ticket booking.

No fuel surcharge will be charged if you swipe your card at ICICI Bank swipe machines at a few chosen HPCL, IOCL, and BPCL outlets. If the transaction takes place on a non-ICICI Bank terminal, the surcharge may be first assessed but will be reversed upon receipt of the reimbursement from the acquiring bank.

Yes, for every ₹200 spent on eligible purchases, you earn one ICICI Bank Reward Point. Reward points are not applicable for some categories, including Mutual Funds, Education, Utilities, Insurance, Fuel, and Wallet Transfers.

Every time a transaction is conducted using your Platinum Chip Debit Card, you will get an instant SMS alert on your registered mobile number.

Your monthly bank statement will include itemised billing that lists every transaction together with merchant name, date, and transaction amount, thereby facilitating tracking and management of your costs.

Yes, the ICICI Bank Platinum Identity Chip Debit Card features safe chip technology, thereby offering more protection for offline and online transactions.Yes. You can earn reward points with your ICICI Bank Coral Debit Card, depending on the transactions you make. They can be used to redeem an exciting offer from a wide range of options.

Clicking the relevant link under the section on the debit card's fuel surcharge waiver on the official ICICI Bank website will display the list of qualified fuel pumps with zero surcharge.

The rewards programme excludes transactions under Mutual Funds, Telecom, Education, Utilities, Insurance, Government Payments, Fuel, Post Office, Wallet, and Account Transfers.

If you are enrolled in Select Banking Program and have opened Savings Account on or after 1st August 2025, you get a maximum of 1 complimentary domestic airport lounge visits each quarter, with minimum spends of Rs. 10,000 quarterly or meeting program eligibility of deposits & balances of Rs. 2 Lakhs quarterly or Relationship value of ₹25 lakhs (Deposits + Account balance + Investments + Demat holdings) quarterly. Spends cycle: Spends incurred between 1st - 31st of the 3 months of a calendar quarter will be considered and lounge access will be provided starting 5th of the next month following the quarter end.

For Savings Family

If customers have opted for family banking, then they will have to maintain 1.5X of the programme eligibility criteria at Family ID level. If 1.5X is maintained at family level, all family members will enjoy lounge access. If criteria is not met at family ID level, then individual spends criteria of Rs.10,000 in the previous quarter shall apply.

For Salary Family

Individual spends of Rs. 10,000 on the Debit Card in last quarter is to be checked for all. If criteria is not met and family members with Savings Account are part of Select Banking, Wealth Management or Private Banking programme, individual programme eligibility criteria will be considered to provide lounge access. For Salary Account holders, only Rs. 10,000 spends on Debit Card in the previous quarter will be considered.