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ICICI Bank ICICI Bank

Credit Card Benefits

 

Did you know that your ICICI Bank credit card comes packed with exclusive benefits like complimentary airport lounge access, reward points, fuel surcharge waivers, discount coupons, and other such credit card benefits? You can also track your spending, set transaction limits, and convert your purchases into EMIs - with a few clicks. Here, we will walk you through how to unlock and make the most of these powerful features.

 

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Ways to Access and Manage Credit Card Benefits

FAQs

Can I convert large purchases into EMIs?

Yes, ICICI Bank credit cards allow EMI conversion of purchases above a certain value, offering flexible payment options.

Is there any advantage to using a credit card over a debit card?

Yes, credit card advantages include building a credit history, earning rewards, and access to short-term credit.

What are the advantages of a contactless credit card?

Contactless cards offer faster, more secure transactions while reducing the need to touch payment terminals.

Can I get lounge access through my credit card?

Yes, you can. Premium lounge access credit cards provide complimentary domestic lounge access, while international lounge access credit cards offer access to select international airport lounges as part of their top credit card benefits.

What are the milestone benefits of credit cards?

Milestone benefits reward you with vouchers, bonus points, or fee waivers when you reach a certain annual spend.

What are the security features of a credit card?

Security features include OTP verification, card lock/unlock, and zero-liability fraud protection.

Is there a benefit to having multiple credit cards?

Yes, using multiple cards can optimise rewards and benefits across different spending categories.

Do credit cards have features to prevent overspending?

Yes, you can set daily or monthly limits and enable alerts to avoid crossing your budget. This is one of the most important credit card advantages.

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