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BEST FOR

Smart savings for growing minds

  • Parental oversight & safe access

  • Debit card with spend limits

  • Net Banking for minors aged 10+

  • Earn reward points on purchases

What is special about this account?

Empower Kids with Smart Banking - Let minors save, spend, and learn independently

Smart Start to Money Management - Kids aged 10+ can bank with guided independence

Banking Independence for Minors - Encourage financial habits in children early

Teach Saving the Smarter Way - Let kids manage their accounts responsibly

Smart Star exclusive programmes

About NRI Smart Star

What are the eligibility criteria?

NRI minors aged 10 to 18 years can open and operate this account independently. This ensures young NRIs can manage their finances early, promoting financial responsibility. The account offers seamless access to banking services, including Debit Card, Net Banking Access and a Cheque Book, for convenient transactions.

Please note: This account cannot be offered if the minor is an NRI and the guardian is a resident Indian.

What is the process to apply?

Eligible NRI minors can apply by submitting proof of NRI status (passport & visa), date of birth proof, and parent/guardian's KYC documents. The account can be opened by visiting the nearest branch. An initial deposit is required as per the minimum balance criteria.

What all do I get in the account?

This account provides comprehensive banking services , including a Silver Chip Debit Card with Reward Points and zero liability protection. Additionally, customers get Net Banking and a Cheque Book, ensuring seamless transactions globally. The account balance across NRE/NRO savings, fixed deposits, and recurring deposits at the Customer ID level contributes to MAB calculations.

Frequently Asked Questions (FAQs)

Who can open an NRI Smart Star Account?

NRI minors aged 10 to 18 years can open this account and operate it independently. They must provide necessary KYC documents, including proof of NRI status and date of birth proof.

Can the Smart Star account be operated by a minor?

Yes, Minors above the age of 10 years can open and operate the account all by themselves.

How can I apply for this account?

NRI minors can apply by submitting proof of NRI status, date of birth proof, and parent/guardian KYC documents at an ICICI Bank branch or through online banking. An initial deposit is required as per MAB guidelines.