Frequently Asked Questions

NRI Select program is a unique savings Program account designed for NRI across the world. Program offers feature rich debit card & several offers in addition to convenient banking.

The account also provides special benefits for your family in India and gives you access to preferential rate offers on loans and money transfers

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You are eligible for the ICICI Bank NRI Select account if you:

• Hold atleast one NRE or NRO Savings account, singly or jointly operated, with ICICI Bank and
• Maintain a minimum Monthly Average Balance of INR 10 Lacs in your Current & Savings (CASA*) Accounts
• Or INR Lacs CASA + Mutual Fund (Asset under Management) +Demat
  
  *CASA level: Cumulative minimum average balance in all Saving/Non-interest bearing accounts under same customer ID.

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Existing NRI Regular account holder can upgrade to NRI Select program upon agreement to the program eligibility. You can upgrade from any of these options : Internet Banking, Mobile Banking, Branch, Phone banking Upon upgrade, you shall be eligible for a debit card upgrade.

If you already hold the requisite balances in your account, you can upgrade your account by placing a request at your nearest ICICI Bank branch or calling our 24x7 Customer Care.

If you don’t hold the requisite balances in your account, fund your account to ensure required balances and then, place the request at your nearest ICICI Bank branch or call our 24x7 Customer Care.

You can continue with the existing card after account upgrade.

Alternatively, you can apply for a new card through any of the following ways :

• Call our 24-hour Customer Care.
• Place a request through your Internet banking account.
• Visit you nearest ICICI Bank branch in India.

Yes debit cards linked to NRE and NRO account are enabled for online transaction. However debit cards linked to NRO accounts can be used only for domestic online transactions initiated on merchant website(s) based in India.

Please note : Silver debit card linked to Regular Saving NRO account is not enabled for online transactions.

• Exclusive benefits for you and your family
• Personalised banking assistance
• Higher transaction and withdrawal limits on debit cards
• Attractive remittance rates and loan facilities
• Tax-free interest in NRE savings account

With NRI Select you get Visa Platinum Debit Card.

Incase you don’t maintain the required balances you may be subject to non maintenance charges click here to know the service charges, Also if you consistently fail to meet the requirements your account variant may be regraded.

To continue the benefits under Visa Platinum Debit Card, kindly maintain the minimum required balances as per respective programme

With NRI Select, you get access to complimentary insurance

• Air accidental: ₹1 Cr
• Personal death: ₹10 lakhs