Gold Business Debit Card

This card is ideal for self-employed professionals, small business owners, and entrepreneurs with a valid source of income. Basic documentation is required for application.

Key benefits include high cash withdrawal limits, reward points for every eligible spend, fuel surcharge waivers at select outlets, and itemised billing for better expense tracking.

The card comes with a nominal annual fee of Rs. 300 + GST. Refer to the fee structure for a complete breakdown of charges.

The card offers a daily domestic ATM withdrawal limit of ₹1,00,000 and an international withdrawal limit of ₹2,00,000. Limits help cater to both local and international business needs.

ICICI Bank Reward Points are earned on every eligible purchase made with the Gold Business Debit Card. These points can be redeemed for a variety of products and services.

If you are enrolled in Select Banking Program and have opened Current Account on or after 1st August 2025, you get a maximum of 1 complimentary domestic airport lounge visits each quarter, with minimum spends of Rs. 10,000 quarterly or meeting program eligibility of deposits & balances of Rs. 2 Lakhs quarterly or Relationship value of ₹25 lakhs (Deposits + Account balance + Investments + Demat holdings) quarterly. Spends cycle: Spends incurred between 1st - 31st of the 3 months of a calendar quarter will be considered and lounge access will be provided starting 5th of the next month following the quarter end.