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Business Essential Credit Card FAQs

What is the ICICI Bank Business Essential Credit Card?

The ICICI Bank Business Essential Credit Card is a business credit card that offers accelerated ICICI Bank Reward Points, combining lifestyle privileges with business convenience.

Is the ICICI Bank Business Essential Credit Card suitable for business use?

Yes, ICICI Bank Business Essential Credit Card designed to support small and medium business owners with insights, rewards, and exclusive offers.

How can I apply for the ICICI Bank Business Essential Credit Card?

You can apply online through the ICICI Bank website or visit the nearest branch to apply with your business and identity documents.

How do I redeem reward points earned on the Business Express Credit Card?

Points can be redeemed for gift vouchers, merchandise, travel bookings, and more through the ICICI Rewards portal.

Can this Business Essential Credit Card be used for personal expenses too?

Absolutely. While it's tailored for business needs, it also provides lifestyle privileges, making it suitable for both personal and professional use.

Will I get notified for each transaction on the ICICI Bank Business Essential Credit Card?

Yes, you’ll receive instant SMS and email alerts for every transaction to ensure secure and informed usage.

Can I get add-on cards with the Business Essential Credit Card?

Yes, ICICI Bank offers the option to apply for add-on cards for family members or business partners, with shared benefits and separate spending tracking.

Can I link my ICICI Bank Business Essential Credit Card to online wallets and payment apps?

Yes, this credit card can be linked to popular digital wallets and UPI apps for seamless payments.

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