ICICI Bank ICICI Bank
ICICI Bank ICICI Bank

About Fund Transfer

How do I transfer funds to a new payee?

Add the payee, enter details, choose the mode (UPI/IMPS/NEFT/RTGS), and confirm using your MPIN (iMobile app) / OTP (Internet Banking).

What are the fund transfer limits?

Limits vary based on your account type

  • On iMobile, the daily fund transfer limit is ₹20 lakh.
  • For Internet Banking (RIB), the default limit is ₹10 lakh.

You can view or modify your transfer limit by visiting the "My Profile" section in Internet Banking.


What is the UPI “Pay to Bank” option?

This allows transfers without adding a payee. Just enter the account number and IFSC.

Can I transfer funds internationally?

Use ICICI Bank's Money2World

FAQs

How much can I transfer in the first 24 hours after adding a payee?

It depends on your customer category:

  • Global Private Clients/NRI – ₹10 lakhs
  • Wealth/Wealth Select – ₹5 lakhs
  • Privilege Banking – ₹2 lakhs
  • General Banking – ₹1 lakh

Post iMobile activation, first-day limit is ₹10,000.

How can I send money instantly without adding a payee?

Use UPI's Pay to Account feature on iMobile, or select Quick Fund Transfer underTransfer to a New Payee on Internet Banking (RIB).