ICICI Bank ICICI Bank

SUITABLE FOR

Instant fund requirements without any collateral

  • 100% Digital Process

  • Instant approval and Disbursement

  • Funds in few clicks

  • No foreclosure charges after 12 EMIs

How to Apply?

 Instant Personal Loan Faqs

What is an Instant Personal Loan?

An Instant Personal Loan from ICICI Bank is a quick, unsecured Loan that offers up to ₹ 50 lakh as the Loan amount. Eligible existing customers can apply online and receive funds instantly.

Can I foreclose my Loan with ICICI Bank?

Personal Loan foreclosure facility is extended to all customers availing a Personal Loan with ICICI Bank. Customers can foreclose their Personal Loan after the payment of at least one EMI. However, foreclosure charges (and taxes) will be applicable as per the service charges but no foreclosure charges will be applicable after the payment of 12 EMIs.

What is the maximum Loan amount I can get?

Eligible customers can avail of an Instant Personal Loan of up to ₹ 50 lakh, depending on their credit history and repayment capacity.

What is the repayment tenure for an Instant Personal Loan?

You can choose a flexible repayment tenure ranging from 12 to 72 months, allowing you to manage your EMIs conveniently.