header main logo header main logo

SUITABLE FOR

Top-up Loan to renovate and upgrade your home

  • Use funds to upgrade your home

  • Make your dream home a reality!

About Top-Up Loan

Understanding a Top-up Loan

 A Top-up Loan is an additional loan added to your existing Home Loan, allowing you to borrow extra funds for personal purposes like home renovation, interiors, etc. It's a convenient and flexible financing option that helps meet various housing financial needs without new collateral.

Benefits of a Top-up Loan

Top-Up Loans offer several advantages, including easy access to funds, competitive interest rates and minimal documentation for existing customers. They provide a hassle-free way to borrow additional money while leveraging your existing Home Loan, ensuring a cost-effective and convenient borrowing experience.

Application process for a Top-up Loan

Applying for a Top-Up Loan is simple and fast. You can apply online by providing basic details, reviewing available Loan offers, confirming the information and uploading the required documents. This process helps you receive provisional approval quickly, giving you an easy pathway to access the funds you need.

Tenure for a Top-up Loan 

The tenure for a Top-Up Loan depends on factors like the duration of your existing Home Loan and your eligibility. A longer tenure allows for manageable monthly payments, offering you flexibility and convenience when repaying the Loan over time.

FAQs

What are Top-up Loans? 

A Top-Up Loan is an additional Loan that you can get over your existing Home Loan to meet various financial needs.

How much Top-up Home Loan can I get?

You can avail up to 100% of your original Loan amount, depending on your eligibility and the value of your existing Home Loan.

Can I borrow more money on an existing Home Loan?

Yes, you can borrow additional funds through a Top-Up Loan on your existing Home Loan.

What is the tenure for a Top-up Loan?

The tenure for a Top-Up Loan can be up to 20 years, depending on your existing Home Loan tenure.

How can I apply for a Top-up Loan?

To apply, fill out your details, check the Loan offer, submit documents and get provisional approval for quick disbursement.