Loan Against Property (LAP) is a secured loan where you can pledge your residential, commercial or industrial property as collateral to borrow funds. The Loan amount is typically a percentage of the property's market value. 

Individuals, including salaried professionals, self-employed individuals and business owners, can apply for a Loan Against Property. Eligibility depends on factors such as income, age, property type and credit score.

You can avail of a Loan Against Property for a maximum tenure of up to 15 years. However, the tenure offered may vary depending on factors such as your repayment capacity, age and the Bank’s policies.

You can mortgage residential, commercial or industrial properties. The property must be owned by the applicant and should meet ICICI Bank’s eligibility criteria.

Yes, ICICI Bank offers an overdraft facility under Loan Against Property, allowing you to withdraw funds as needed and pay interest only on the utilised amount.

You can avail a maximum of up to 75% of the property’s market value as a Loan Against Property, depending on factors such as the property type and your eligibility.