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A lumpsum investment means investing a large amount at once into a mutual fund. It helps align your investment with your long-term financial goals like retirement or child’s education.
Why to Use ICICI Bank's Lumpsum Calculator?
This tool helps you plan better by showing how your one-time investment can grow. It's quick, reliable and ideal for both new and experienced investors. Just enter your amount, duration, and expected return to get instant results.
Benefits of Using ICICI Bank Lumpsum Calculator
Quick Calculations: No manual math—get instant return estimates.
Goal Planning: See how much to invest today to meet future goals.
Accessible to All: Simple interface makes it easy to use.
Well-informed Decisions: Understand investment outcomes before committing.
How to Use the ICICI Bank Lumpsum Calculator
Select whether you know your target or investment amount.
Enter the amount.
Choose the investment duration.
Enter the expected rate of return.
Click ‘Calculate’ to view results instantly.
Lumpsum Calculator FAQs
Is the Lumpsum Calculator accurate?
The calculator gives close estimates based on your inputs, but actual returns may vary based on market conditions and fund performance.
Can this calculator help with long-term planning?
Yes. It helps estimate how a one-time investment can grow, assisting you in setting realistic long-term goals.
Are there any limitations?
It doesn’t account for taxes, fees, or market volatility. Use it as a guide, not a guarantee.
How does the calculator show wealth gain?
By factoring in the investment amount, return rate, and duration, it displays total accumulated value.
What’s the difference between Lumpsum and SIP?
Lumpsum is a one-time investment, ideal for market-savvy investors. SIP is a recurring investment plan, great for disciplined long-term investing.
Which is better - Lumpsum or SIP?
Both have their merits depending on the investment surplus and financial goals one can choose the suitable option.
Can I Rely On The Lumpsum Calculator To Make Investment Decisions?
Yes, you can rely on the lumpsum Calculator offered by ICICI Bank for an estimated idea of your investment’s future value. With the tool, you get help to plan better, however, it is also important to know that there are no assured returns. Always consider market risks before making major investment decisions.
Is There A Minimum Amount Required To Start A Lumpsum Investment?
Yes, most mutual funds require a minimum lumpsum amount, often ₹1,000 to ₹5,000. It depends on the fund house and scheme. You don’t need lakhs to begin investing, and even small amounts can help grow your money over time with the right plan.
How Many Times Can I Invest In Lumpsum Within A Year?
You can invest in lumpsum as many times as you want in a year. It’s flexible, whenever you have extra money, you can invest it. Just make sure you are choosing the right funds and timing based on your financial goals.
After Making A Lumpsum Investment, When Will I Be Able To Withdraw It?
You can withdraw your lumpsum investment anytime, but it's best to check the fund’s exit load and lock-in period. Some schemes charge a small fee if you withdraw early. Ideally, give your investment time to grow and reach its potential.
