Floating Rate. Fixed Trust.

Indian residents and Hindu Undivided Families (HUFs) are eligible to invest. Accounts can be held singly or jointly, making it accessible to most individuals.

Visit your nearest ICICI Bank branch or download the form online. Submit it with PAN, ID, address proof, and bank details to complete the process.

The interest rate is reset every six months and is currently 8.05% per annum (as of Jan–June 2024), payable half-yearly on a risk-free investment.

Minimum investment starts at ₹1,000 with no upper limit. The bond has a lock-in period of 7 years. Premature withdrawal is allowed for senior citizens.

The current interest rate is 8.05% per annum (as of Jan 1 – June 30, 2024), payable every six months. The rate is revised every six months.

Indian residents and Hindu Undivided Families (HUFs) can invest in FRSBs. Accounts may be held individually or jointly.

There is no upper limit. The minimum investment is ₹1,000, and further investments must be in multiples of ₹1,000.

Premature withdrawal is permitted only for investors aged 60 and above, with varying minimum holding periods based on age bracket (4 to 6 years).

You can apply by visiting the nearest ICICI Bank branch or by downloading and submitting the application form along with required documents.