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Best For

Frequent Travellers 

  • Families: Cover yourself, spouse, kids, parents, siblings, and in-laws

  • Holidaymakers: Perfect for single round trips abroad

  • Senior Citizens: Comprehensive protection for older travellers

  • Business Travellers: Safeguard work trips against delays and losses

About Travel Insurance

Medical Emergency Cover

Covers hospitalisation expenses abroad for illness or injury.

Trip Protection

Compensates for trip delays, interruptions, and cancellations.

Baggage Coverage

Covers loss, delay, or theft of checked-in baggage.

Personal Accident Cover

Provides financial compensation for accidental injuries or death.

Easy Enrolment Process

Simple 3-step online application through ICICI Bank Internet Banking. 

 FAQs

What is covered under Trip Cancellation? 

Reimbursement of pre-paid expenses if your trip is cancelled due to unforeseen events like illness, injury, or natural disaster.

Can I buy insurance for family members? 

Yes. The Single Round Trip Plan covers self, spouse, children, parents, siblings, and in-laws.

What happens if my baggage is delayed? 

The policy compensates for emergency purchases made due to baggage delay.

Is cashless hospitalisation available abroad? 

Yes, through ICICI Lombard’s international assistance network.

What are the exclusions under travel insurance? 

Exclusions typically include pre-existing medical conditions, self-inflicted injuries, and participation in hazardous activities. Refer to the policy document for full details. 

What is the maximum limit on the Gold Loan that can be availed?

A Gold Loan can be availed for a minimum of Rs 50,000 and a maximum of Rs 2 crore per customer.

What is the process of Gold Loan Closure if the customer is deceased?

- Jewel Loan/ Gold Loan Process of Deceased Claim:

  • Nominee as mentioned during account opening in iGold/AOF duly signed by customer can be considered at the time of full and final repayment in case of borrower’s death
  • For cases where nominee is not declared by borrower at the time of account opening, repayment has to be done by the legal heir
  • Pouch to be handed over only post closure of account
  • SR should not be raised for Jewel Loan Accounts as the account gets closed at Branch end.

Adherence to the below scenarios is mandatory:

With Nomination:

a) Death Certificate

b) KYC of the nominee.

Without nomination:

1) Amount less than Rs 25000:

  • Copy of Death Certificate
  • Indemnity letter signed by the claimant.

2) Amount between Rs 25000 and Rs 10 lakh:

  • Copy of Death Certificate
  • Indemnity letter signed by the claimant, backed by 2 sureties.

3) Amount above Rs 10 lakh:

  • Copy of Death Certificate
  • Indemnity letter signed by the claimant backed by 2 sureties
  • Affidavit on stamp paper
  • Copy of the Will and letter of probate / letter of administration.

*T&Cs

Disclaimer

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