Term Insurance Made Easy

Life insurance is a contract between you and the insurer, where the insurer promises to pay a fixed sum (called the sum assured) to your nominee in case of your untimely demise. It offers financial protection to your family and can also serve as a long-term savings or retirement tool.

Life insurance ensures your family’s financial stability when you are no longer around to provide for them. It helps cover living expenses, clear outstanding loans, and secure your children’s education or your spouse’s future.

• Financial protection: Offers a death benefit to your nominee.  
• Affordable premiums: Get high coverage at low premium costs. 
  
• Customisable plans: Add riders for critical illness, accidental death, and more. 
  
• Tax benefits: Premiums paid and payouts received are eligible for tax benefits under Sections 80C and 10(10D) of the Income Tax Act.* 
  

• Peace of mind: Know your loved ones are financially protected.
• Wealth creation: Some plans offer maturity benefits and guaranteed returns.
• Retirement planning: Pension plans provide regular income post-retirement.
• Loan security: Helps your family repay debts without financial strain.

Anyone with dependents—whether you're a salaried professional, business owner, or homemaker—should consider life insurance. The earlier you start, the lower the premiums and the higher the benefits.