Debit Cards FAQs

An ICICI Bank Debit Card is a plastic card which is used for making payments directly at merchant outlets (stores, restaurants, petrol pumps, etc.) or on websites. The payment is done securely through an electronic payment facility and the amount charged is directly debited from your Savings Account or Current Account held with ICICI Bank.

The term ‘DCARDFEE’ in your statement stands for the Debit Card Annual Fee.

You can check the details of the Debit Card annual fee by visiting our website www.icicibank.com > Explore (At the bottom of the page) > Service Charges and Fees> Cards > Debit Cards

You will receive the new Debit Card by the 25th of the month in which the old Card is getting expired. If you do not receive the new Card by the 25th, please call our Customer Care at 1800 1080. Alternatively, you may visit any ICICI Bank Branch.

Click on the link below to know the Customer Care numbers:

https://www.icicibank.com/customer-care

Yes. There will be a fee of ₹ 200 plus 18% GST which will be charged for a replacement Debit Card.

If you are unable to transact using your Debit Card, please call our Customer Care on 1800 1080 from your registered mobile number.

For all transactions in India, you will be asked to enter a PIN, except for contactless payments (tap and pay). However, outside India, you will be asked to enter the PIN only if the POS terminal is enabled for PIN authentication. Your Debit Card PIN is needed to authenticate the transaction.

OTP can be used only for a single online transaction.

Yes, you can set the limits of your Debit Card using any of the below channels:

Internet Banking:

Log into Internet Banking > Services > Manage Debit Card Limit

iMobile:

Log into iMobile > Services > Card Services > Modify Debit Card Limit

Customer Care:

Call our Customer Care on 1800 1080 from your registered mobile number.

ICICI Bank Branch:

• Locate your nearest ICICI Bank branch at maps.icicibank.com/mobile
• Request for a change in Debit Card daily cash withdrawal or transaction limit
• Inform if the limit change needs to be done temporarily for one day or permanently
• A service request will be raised and your Debit Card limits will be changed within 24 hours.

Yes, you can change your PIN anytime you wish to. You can change it at any ICICI Bank ATM / by calling Customer Care / through Internet Banking or iMobile.

The validity of my previous Debit Card was 10 years. Why is the validity of my new Card only 7 years?

As per international guidelines, the validity of the chip in the Debit Card is only 7 years. Hence, the Debit Card validity is also 7 years.

Every ICICI Bank Debit Card has a ‘Valid from’ date mentioned on the front of the Card in MM/YY format. This date is the Card issue date.

An ICICI Bank Debit Card comes as a part of the kit which is given to you at the time of account opening. If you were not given an ICICI Bank Debit Card with your new account kit, you can call ICICI Bank Customer Care and request for a new Debit Card.

To activate your Debit Card please follow the steps below using iMobile:

Log into iMobile > Debit Card & Services > Debit card> Change the settings in Transaction Settings to enable the Card

The functionality of using grid values to authenticate transactions gets disabled in the following scenarios:

• If you enter wrong grid values more than 3 times. In this case, the functionality will be enabled again after 12 midnight on that day.
• If you have requested for Card replacement and are using the blocked Debit Card for transactions.
• If you have recently received a chip-based Card and are still using the old Debit Card’s grid values.

If you are facing an issue other than the above scenarios, please call our Customer Care from your registered mobile number to activate grid authentication on your Debit Card.

Additionally, you can also add 8640086400 to your contacts and send a ‘Hi’ on WhatsApp from your registered mobile number to resolve your queries via WhatsApp Banking.

The Card Verification Value (CVV) for Visa and MasterCard is the final three digits of the number printed on the signature strip on the back of your Card. The CVV for American Express appears as a separate 4-digit code printed on the front of your Card, above the American Express logo. It is usually required for online payment transactions.

You will automatically receive your new Debit Card 5-10 days before the expiry of your old Debit Card. If you don’t receive the new Card by the 25th, please call our Customer Care on 1800 1080 from your registered mobile number.

Alternatively, you may visit any ICICI Bank Branch. To locate your nearest ICICI Bank Branch, visit maps.icicibank.com/mobile

No. There is no fee for using your Debit Card for in-store or online transactions. However, for certain merchant categories like railways and fuel, a fee may be levied by the merchant on every purchase.

Click here for the charges of your Debit Card.

The facility of airport lounge access is available on selected Debit Cards. Please follow the below mentioned steps to check the comparison between Debit Cards.

Visit www.icicibank.com > Cards > Debit Card > More > Choose your Debit Card > More > Compare Debit Cards

Click here to check the Debit Card lounge access criteria.

Alternatively, you may call our Customer Care on 1800 1080 from your registered mobile number.

As mandated by RBI, all newly-issued, renewed or reissued Debit Cards are disabled for international transactions by default.

However, you can activate your Debit Card for international transactions (ATMs, retail outlets or international websites) by calling our Customer Care from your registered mobile number.

You can also activate your Debit Card for international transactions using iMobile:

Log into iMobile > Services > Card Services > Modify Debit Card Limit > International

You can also visit any ICICI Bank Branch along with your original photo ID proof. Please note, all chip Debit Cards issued to customers are active for transactions outside India.

You may block your Debit Card through any of the following channels:

Internet Banking:

Log into www.icicibank.com with user ID and password > Navigate to 'My Accounts’ > Bank Accounts > Service Requests > ATM / Debit Card Related > Block Debit / ATM Card.

iMobile:

Login to iMobile > Debit Card & Services > Services> Card Services> Block/Unblock Debit Card> Select the required details and Submit.

Customer Care:

You can call our Customer Care on 1800 1080 from your registered mobile number or write to us at customer.care@icicibank.com from your registered e-mail ID.

ICICI Bank Branch:

Visit any ICICI Bank Branch along with your original photo ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile

Below are the steps of how a Debit Card is used at merchant outlets like stores, restaurants etc.

Step1: The merchant swipes or dips your Card at a Point of Sale (POS) terminal.

Step2: The merchant enters the transaction amount on the POS terminal.

Step3: The POS machine will prompt for the Debit Card PIN to be entered by you. Please do not disclose your PIN to the merchant.

Step4: Once you enter the correct PIN (and sign the charge-slip if required), the transaction is confirmed and completed.

Step5: Ensure that your Debit Card is returned to you.

If the amount is debited from your Account in an unsuccessful transaction, please follow use any of the below channels to raise an enquiry:

Internet Banking:

Log into Internet Banking with your user ID and password > Customer Service > Service Request > Bank Accounts > More> Account Transaction Related > Inquiry on Debit Card Transactions Done at Merchant Outlets

Customer Care:

Call 1800 1080 from your registered mobile number.

Email: 

Write to us on customer.care@icicibank.com from your registered e-mail ID with the details to enable us to assist you.

ICICI Bank Branch:

Please visit any ICICI Bank Branch along with your valid ID proof. To locate your nearest ICICI Bank Branch, visit maps.icicibank.com/mobile

I have applied for a new Debit Card and I want to know the status.

You can track the status of your Debit Card through the below mentioned channels:

Internet Banking:

Please login to www.icicibank.com with your User ID and Password > Customer Service > Service Request > Track your deliverables > Track Your Shipment > Enter Courier AWB Number or Enter ICICI Bank Account Number > Submit

iMobile:

Log into iMobile > Debit Card and services > Services> Check Status > Track deliverables

Once you have requested for a new Debit Card, you will receive the new Debit Card within 5-10 working days.

Customer Care:

Call our Customer Care on 1800 1080 from your registered mobile number.

Yes, currently your Debit Card can be used to make purchases from online merchants who have the ‘Verified by Visa’ / ‘MasterCard SecureCode’ certification displayed on their website.

My Debit Card was undelivered. Please resend the Card.

Please place a request to re-dispatch your Debit Card through any of the below mentioned channels:

Internet Banking:

My Accounts > Bank Accounts > Service Requests (Left hand side of the page) > ATM / Debit Card Related > Request for re-dispatch of undelivered card/cheque book

Customer Care:

Please call Customer Care on 1800 1080 from your registered mobile number.

The first delivery attempt will be made within 5 working days from the date of request.

You will not be charged fuel surcharge for fuel purchases made using ICICI Bank Debit Cards on ICICI Bank POS terminals (swipe machines) at selected government fuel petrol outlets (HPCL/ IOCL/ BPCL).

ICICI Bank Debit Card holders who transact on POS terminals (swipe machines) of other banks at any fuel petrol outlet will be levied the surcharge at the discretion of the member/ acquiring bank, i.e. the bank who has issued the POS terminal (swipe machine). For any queries related to reversal of this surcharge, please contact the merchant / government entity.

Click here detailed for charges of Debit Cards.

Please call our Customer Care on 1800 1080 from your registered mobile number.

The charges are given below:

Fuel surcharge would not be applicable for the transactions carried out using ICICI Bank Debit Cards on ICICI Bank swipe machines at selected government fuel petrol outlets (HPCL/ IOCL/ BPCL). ICICI Bank Debit Card holders who transact on swipe machines of other banks at any fuel pump would be levied surcharge amount at the discretion of the member/ acquiring bank (i.e. the bank whose swipe machine is used). The surcharge shall be reversed once we receive the refund from the respective acquiring bank.

Any surcharges/fees pertaining to transactions made on IRCTC and at petrol pumps & educational institutions are not debited by ICICI Bank; they are charged by the government entity / merchant. Any reversal of charges will be done by the government entity / merchant.

Please note that there are no transaction fees applicable at other merchants.

Click here detailed for charges of Debit Cards.

Please apply for a new Debit Card through any of the below channels:

Internet Banking:

Log into Internet Banking > Customer Service > Service Requests > Reissue of Lost ATM / Debit Card

iMobile:

Log into iMobile > Services > Cards Services > Re issue Debit Card

Enter the details and submit.

Customer Care:

Please call Customer Care on 1800 1080 from your registered mobile number.

ICICI Bank Branch:

Please visit any ICICI Bank Branch with your valid ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile

Once the request is made, the new Card will be delivered within 5-10 working days at your communication address updated in our records. Your existing Card will be blocked on the issue of your new Card. The new ATM / Debit Card is charged at ₹ 200 plus 18% GST.

Your ICICI Bank Debit Card is ready for use at ATMs, stores, restaurants etc. It is disabled for online transactions, international transactions and contactless transactions as per RBI guidelines.

The following information is available on the front side of your ICICI Bank Debit Card:

• 16-digit Debit Card number

• ‘Valid from’ date (Card issue date)

• Card expiry date

• Debit Cardholder name (Only for personalised Cards).

The following information is available on the reverse of your ICICI Bank Debit Card:

• 3-digit CVV number

• Grid values for Internet Banking transactions

• Signature panel.

Yes. You will receive SMS and e-mail alerts for all Debit Card transactions, on the mobile number and e-mail ID registered with us. If you have not registered your mobile number and e-mail ID in your Account, please update them.

You can update your mobile number through any of the following channels:

ICICI Bank ATM:

Visit any ICICI Bank ATM > More Options > Register your Mobile > Enter the mobile number

Your mobile number will be updated in 1 working day.

ICICI Bank Branch:

Please visit any ICICI Bank Branch with your original photo ID proof. Once the request is submitted, your mobile number will be updated in 2 working days. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile

We have discontinued mobile number registration / de-registration / modification through Customer Care and Internet Banking due to security reasons.

To change / update the e-mail ID for your Account, please follow the below steps:

Internet Banking:

Log into your Internet Banking account > My Accounts > Bank Accounts > Account Statement by e-mail > Enter the required details and submit the request

The e-mail ID will be updated immediately.

iMobile:

Log into iMobile > Debit Card & Services > Services> Insta banking Services > Update E-mail id > Enter the new E-mail id and submit

Customer Care:

Call our Customer Care on 1800 1080 from your registered mobile number.

ICICI Bank Branch:

Please visit any ICICI Bank Branch with your valid ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile

You can expect the Debit Card to reach your communication address within 5-10 working days. You can also ask for the delivery of the Card at the Branch as a special request.

I came across a transaction in my Account using a Debit Card which was not attempted by me. How do I report this transaction?

We require more details of the transaction for such a scenario. Please call our Customer Care on 1800 1080 from your registered mobile number and report the incident.

Alternatively, you can write to us at customer.care@icicibank.com from your registered e-mail ID.

If you are currently receiving SMS alerts related to your ICICI Bank Account / Card on your mobile phone, it means that your mobile number is already registered with ICICI Bank.

You can also check this by calling our Customer Care on 1800 1080.  

All data is stored securely as per best-in-class data security standards (PCI-DSS). The information is stored and transmitted securely through ICICI Bank and Visa / Mastercard networks.

While ICICI Bank, network partners and other partners take steps to ensure the safety of your data, you are also advised to take adequate care in managing and handling your own information. Never share any confidential information like Card expiry date and CVV or your PIN, passwords, OTPs etc. with anyone.

Loss of your Debit Card must be reported immediately to ICICI Bank by calling Customer Care on 1800 1080 or by visiting any Branch with your original photo ID proof. ICICI Bank will take necessary steps to block the Card. Please refer to the Debit Card section at www.icicibank.com for more details.

You can also block your Debit Card yourself through any of the below mentioned channels:

Internet Banking:

Log into Internet Banking > My Accounts > Bank Accounts > Service Requests > ATM / Debit Card Related > Block Debit / ATM Card

iMobile:

Login to iMobile > Debit Card & Services > Services > Cards Services > Block/Unblock Debit Card > Select the required details and submit

You can still access the funds in your Account through other channels like Branch or by issuing a cheque.

Yes, you can use your Debit Card to fund any e-wallet (Pockets, Mobikwik etc.) and also for POS (Point of Sale) & online transactions.

I am unable to view the grid values on my Debit Card.

If you are unable to view the grid values on your Debit Card, you can raise a request for a replacement Debit Card through any of the below mentioned channels:

Internet Banking:

Log into Internet Banking > Customer Service > Service Requests > Bank Accounts > ATM/ Debit Card related > Reissue of Lost ATM / Debit Card

iMobile:

Login to iMobile > Debit Card & Services > Services> Cards Services > Re issue Debit Card and enter the details and submit

ICICI Bank Branch:

Please visit any ICICI Bank Branch along with your original valid ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile.

Customer Care:

Call our Customer Care on 1800 1080 from your registered mobile number.

Once the request is made, the replacement Debit Card will be delivered within 5 - 10 working days to your communication address updated in our records. There will be a fee of ₹ 200 + 18% GST for the replacement Debit Card.

ICICI Bank Debit Cardholders are eligible for complimentary domestic airport lounge visits based on their Debit Card variant. The spends criteria vary as per the Debit Card variant held.

Please check the link below for the detailed criteria:

https://www.icicibank.com/personal-banking/Cards/debit-Card/upcoming-changes-debit-Card-features-and-charges

A standard mark-up charge of 3.5% is levied by ICICI Bank for transactions carried out in currencies other than the base currency of the Debit Card.

Kindly note that different mark-up charges may be levied, if currency conversion is done by the acquirer bank of the merchant / ATM where the Debit Card was used. In such cases, no extra mark-up charges are levied by ICICI Bank.

Click here for Debit Card charges.

Your existing Debit Card will be deactivated within 48 hours of making the first transaction on your new Debit Card.

If a transaction is declined at any non-ICICI Bank ATM or Point of Sale (POS) terminal due to insufficient balance in the Account, charges of ₹ 25 + 18% GST are levied. These charges are shown in your Account statement as 'POSDEC CHRGS'.

You can check all the available Debit Cards offered by ICICI Bank at this link .

Unifare Metro Debit Cards have been discontinued owing to non-renewal of the agreement with metro operators (DMRC, MMRC, BMRC). New replacement Debit Cards have been sent to customers’ communication addresses post the discontinuation of Unifare Metro Cards.

In case of any queries, please call our Customer Care on 1800 1080 from your registered mobile number.

I have a pending Lien amount marked on my Unifare Metro Debit Card, how can I remove this?

Please call our Customer Care on 1800 1080 from your registered mobile number for Debit Card Lien removal.

You can contact the individual Metro operator for retrieving the balance on the Unifare Debit Card. Unifare Metro Debit Cards have been discontinued owing to non-renewal of the agreement with metro operators (DMRC, MMRC, BMRC). New replacement Debit Cards have been sent to customers’ communication addresses post the discontinuation of Unifare Metro Cards.

Queries related to Debit Card PIN generation 

To generate the PIN for your ICICI Bank Debit Card, please follow the below steps:

Through ICICI Bank ATM:

Step 1: Insert your Debit Card

Step 2: Select the ‘Generate PIN / Forgot PIN’ option

Step 3: Select the ‘Generate OTP’ option

Step 4: Enter your registered mobile number

Step 5: Enter Date of Birth as registered with the Bank in DDMMYYYY format

OTP will be delivered on your registered mobile number through SMS.

Generation of ATM PIN after OTP is received:

Step 1: Insert your ATM / Debit Card

Step 2: Select ‘Generate PIN / Forgot PIN’ option

Step 3: Select ‘Already have OTP, Generate ATM PIN’ option.

Step 4: Enter the OTP received on your registered mobile number

Step 5: Enter your new PIN

Step 6: Re-enter your new PIN

PIN will be successfully generated.

Through Internet Banking:

Step 1: Log into your Internet Banking Account using User ID and Password > Click on MY CARD PIN > Debit Card PIN > Generate now > Enter the required details and submit

Step 2: OTP will be sent on your registered mobile number

Step 3: Enter Debit Card grid values and the OTP and click on ‘Submit’

Step 4: Enter a 4-digit PIN, re-confirm the PIN and click on 'Generate Now'

Through iMobile:

Log into iMobile > Click on Debit Card & Services  > Services> Click on Card Services > Card Pin services >Debit Card Pin Generation Enter the required details and submit

Through Customer Care:

Please call our Customer Care on 1800 1080 from your registered mobile number. You can also write to us at customer.care@icicibank.com from your registered e-mail ID for assistance.

Issuance of physical PIN alongside a newly-issued Debit Card has been discontinued owing to security concerns, as per RBI guidelines. You can generate your ICICI Bank Debit Card PIN through ICICI Bank ATMs, Internet Banking, iMobile or Customer Care as per the steps given above.

To transact, the Beneficiary needs to share only their ICICI Bank Visa Debit Card Number and their name as on the Card. Never share other confidential information of the Card like expiry date, CVV or PIN with the sender or anyone else.

There is a daily limit on your Debit Card for cash withdrawal at ATMs as well as for transactions at retail outlets and online merchants in India and abroad.

You can view this information on our website:

www.icicibank.com > Products > Cards > Debit Cards > Choose your Debit Card on the left-hand side of the page > Select your Debit Card > Click on high withdrawal limit and transaction limit.

For security reasons, your Debit Card will be blocked if the wrong PIN is entered 3 consecutive times. However, the Card will be activated automatically after 12:00 a.m. and you can access it thereon.

If you have forgotten your Debit Card PIN, please follow the below steps to generate the new PIN.

Through ICICI Bank ATM:

Step 1: Insert your Debit Card

Step 2: Select the ‘Generate PIN / Forgot PIN’ option

Step 3: Select ‘Generate OTP’ option

Step 4: Enter your registered mobile number

Step 5: Enter Date of Birth as registered with the Bank in DDMMYYYY format

OTP will be delivered on your registered mobile number through SMS.

Generation of ATM PIN after OTP is received:

Step 1: Insert your Debit Card

Step 2: Select the ‘Generate PIN / Forgot PIN’ option

Step 3: Select the ‘Already have OTP, Generate ATM PIN’ option.

Step 4: Enter the OTP received on your registered mobile number

Step 5: Enter your new PIN

Step 6: Re-enter your new PIN

PIN will be successfully generated.

Through Internet Banking:

Step 1: Log into your Internet Banking Account using User ID and Password > Click on MY CARD PIN > Debit Card PIN > Generate now > Enter the required details and submit

Step 2: OTP will be sent on your registered mobile number

Step 3: Enter Debit Card grid values and the OTP and click on ‘Submit’

Step 4: Enter a 4-digit PIN, re-confirm the PIN and click on 'Generate Now'

Through iMobile:

Log into iMobile > Cards > Card PIN services > Generate Debit Card PIN > Enter the required details and submit

Through Customer Care:

Please call our Customer Care on 1800 1080 from your registered mobile number.

You can also write to us at customer.care@icicibank.com from your registered e-mail ID for assistance.

For security reasons, your Debit Card will be blocked if an incorrect PIN is entered 3 consecutive times. If you have forgotten your Debit Card PIN, please generate a new PIN through the below mentioned channels:

Through ICICI Bank ATM:

Step 1: Insert your Debit Card

Step 2: Select the ‘Generate PIN / Forgot PIN’ option

Step 3: Select the ‘Generate OTP’ option

Step 4: Enter your registered mobile number

Step 5: Enter Date of Birth as registered with the Bank in DDMMYYYY format

OTP will be delivered on your registered mobile number through SMS.

Generation of ATM PIN after OTP is received:

Step 1: Insert your ATM / Debit Card

Step 2: Select ‘Generate PIN / Forgot PIN’ option

Step 3: Select ‘Already have OTP, Generate ATM PIN’ option.

Step 4: Enter the OTP received on your registered mobile number

Step 5: Enter your new PIN

Step 6: Re-enter your new PIN

PIN will be successfully generated.

Through Internet Banking:

Step 1: Log into your Internet Banking Account using User ID and Password > Click on MY CARD PIN > Debit Card PIN > Generate now > Enter the required details and submit

Step 2: OTP will be sent on your registered mobile number

Step 3: Enter Debit Card grid values and the OTP and click on ‘Submit’

Step 4: Enter a 4-digit PIN, re-confirm the PIN and click on 'Generate Now'

iMobile:

Log into iMobile > Click on Debit Card & Services  > Services > Click on Card Services > Card Pin services > Debit Card Pin Generation > Enter the required details and submit

Through Customer Care:

Please call our Customer Care on 1800 1080 from your registered mobile number.

For online transactions you will go through the ‘Verified by VISA’ / ‘MasterCard Secure code’ channel. This itself is additional authentication for your transactions.

You can change your Debit Card PIN anytime through ICICI Bank ATM, Internet Banking, iMobile app or Customer Care. Detailed steps are given above.

For security reasons, your Debit Card will be blocked if an incorrect PIN is entered 3 consecutive times. However, the Card will be activated automatically after 12:00 a.m. and you can access it there on. If you have forgotten your Debit Card PIN, please generate the new PIN through ICICI Bank ATMs, Internet Banking, iMobile or Customer Care.

Fee Debit Card Queries

All benefits are pre-enabled in the Debit Card. You can avail them as soon as you activate your new Debit Card.

The ICICI Bank Expressions Debit Card can be availed at a joining fee of ₹ 599 + GST. Annual fees of ₹ 599 + GST will be applicable from the second year onwards.

Please click on the link below for the features and charges of ICICI Bank Expressions Debit Card:

https://www.icicibank.com/personal-banking/Cards/debit-Card/expressions-Card?ITM=nli_cms_DC_choose_expressions_ydc_knowmore_btn

Yes. You can get a replacement ICICI Bank Expressions Debit Card with the same image as your last Expressions Debit Card in case of loss or damage.

As of now, you can choose an image only from the design gallery available with ICICI Bank Branches and on the ICICI Bank website. The design gallery has more than 150 images to choose from.

All images uploaded are scrutinised to check for violation of image guidelines. If an image is as per the guidelines, the Debit Card is generated and dispatched to you. If the image does not meet the guidelines, an alert will be sent to your registered mobile number.

No. You will be given a regular non-picture Debit Card on the expiry of your current Expressions Debit Card. If you want an ICICI Bank Expressions Debit Card on the expiry of your current Card, please raise a new request at www.icicibank.com or at any ICICI Bank Branch.

You can apply for the Expressions Debit Card through any of the below channels:

Internet Banking:

login www.icicibank.com > Personal >Apply online > Cards >Debit Cards > Choose your Debit Card > Expressions Debit Card

iMobile:

Log into iMobile > Cards / Forex / PayLater > Upgrade Debit Card > Expressions Debit Card

ICICI Bank Branch:

Please visit any ICICI Bank Branch with your valid ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile

Images including any of the following elements would not be allowed for an ICICI Bank Expressions Debit Card:

1.  Trademarks or material under copyright that is famous or recognised, including images marked with ©, ® or ™ signs

2.  Pictures that have advertising or promotional material including branded products and services

3. Pictures that have telephone numbers, URLs, account numbers or email addresses

4. Pictures of celebrities / actors / musicians / athletes / entertainers / public figures / cartoon characters etc. that are famous or recognised

5. Provocative or sexual images including inappropriate nudity or semi-nudity

6. Violent or offensive racist images including any images in which weapons or firearms are shown

7.  Images portraying anti-social or obscene behavior

8. Images where drinking (or being drunk), smoking, narcotics or gambling are shown

9. Any religious or political images, including images that portray socially unacceptable groups or political statements

10. Any text unless benign (i.e. words that are kind, gentle and harmless) and in the English language

11. Subject matter of any nature that might result in confusion at the point of sale or that might result in Card fraud. Any image that might reflect poorly or might engender hostility toward the network partners like Mastercard ® or Visa® or any other payment network brands

12. Images where money or currency is the focus

13. Any reference to the Olympic Games

14. Trade names, logos, slogans or other identifying indicators of any Card Processing Associations (e.g. Visa, Mastercard, American Express, etc.)

15. Images that portray profanity or obscenity

16. Images which show ICICI Bank, ICICI Bank logo or ICICI Bank Debit Card in a bad light

17. Images which show the names or images of any other Banking or Financial Institution

18. Images that have any emblems, flags or logos of the Constitution of India or any other government body.

Images including any of the following elements would not be allowed for an ICICI Bank Expressions Debit Card:

1.  Trademarks or material under copyright that is famous or recognised, including images marked with ©, ® or ™ signs

2.  Pictures that have advertising or promotional material including branded products and services

3. Pictures that have telephone numbers, URLs, account numbers or email addresses

4. Pictures of celebrities / actors / musicians / athletes / entertainers / public figures / cartoon characters etc. that are famous or recognised

5. Provocative or sexual images including inappropriate nudity or semi-nudity

6. Violent or offensive racist images including any images in which weapons or firearms are shown

7.  Images portraying anti-social or obscene behavior

8. Images where drinking (or being drunk), smoking, narcotics or gambling are shown

9. Any religious or political images, including images that portray socially unacceptable groups or political statements

10. Any text unless benign (i.e. words that are kind, gentle and harmless) and in the English language

11. Subject matter of any nature that might result in confusion at the point of sale or that might result in Card fraud. Any image that might reflect poorly or might engender hostility toward the network partners like Mastercard ® or Visa® or any other payment network brands

12. Images where money or currency is the focus

13. Any reference to the Olympic Games

14. Trade names, logos, slogans or other identifying indicators of any Card Processing Associations (e.g. Visa, Mastercard, American Express, etc.)

15. Images that portray profanity or obscenity

16. Images which show ICICI Bank, ICICI Bank logo or ICICI Bank Debit Card in a bad light

17. Images which show the names or images of any other Banking or Financial Institution

18. Images that have any emblems, flags or logos of the Constitution of India or any other government body.

The Beneficiary receives the funds in Indian Rupees (INR)You will receive your new Expressions Debit Card within 10 working days. The first delivery will be attempted by the courier within 5 working days.

The validity of ICICI Bank Expressions Debit Card is 7 years from the date of issue.

You will have to apply for a new Expressions Debit Card through any of the below mentioned channels:

Internet Banking:

Login to www.icicibank.com > Personal >Apply online > Cards >Debit Cards > Choose your Debit Card > Expressions Debit Card

iMobile:

Log into iMobile > Cards / Forex / PayLater > Upgrade Debit Card > Expressions Debit Card

ICICI Bank Branch:

Please visit any ICICI Bank Branch with your valid ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile

Below is the process to apply for an Expressions Debit Card at our website:

1. Choose from over 150 designs in the ICICI Bank Expressions Gallery or upload your own picture and design your Card.

2. On successful selection of an image, authenticate yourself by entering your Debit Card Number and ATM PIN.

3. On successful authentication, enter your Account details and generate the request for your ICICI Bank Expressions Debit Card.

4. A request number will be generated and sent to your registered mobile number and e-mail ID with the image code.

Charges applicable for a Sapphiro Debit Card are as follows:

Joining fee: ₹ 1,999 + GST

Annual fee: ₹ 1,999 + GST

Notes:

• Annual fee will be charged from the 2nd year onwards
• Joining fee will be charged only for the 1st year
• Re-issuance of a Sapphiro Debit Card for any reason will attract re-issuance charges of ₹ 200 + GST.

Please note that 18% GST is applicable on the above charges (w.e.f. July 1, 2017).

I want to know the details of ICICI Bank Coral Debit Card.

ICICI Bank Coral Debit Card is one of the premium Debit Cards offered by ICICI Bank. It comes with unique benefits such as a special reward points programme, BookMyShow offer, dining offers, fuel surcharge waiver, etc. For more details, please visit our website:

www.icicibank.com > Products > Cards > Debit Card > Choose your Debit Card > Gemstone Debit Cards > Coral Debit Card.

ICICI Bank Coral Paywave Debit Card is a unique and revolutionary Debit Card that you can use to make faster, contactless payments. It also promises to deliver superior value through exciting offers on shopping, dining, entertainment and more. Coral Paywave Debit Card opens a world of speed, security and convenience.

Speed: Coral Paywave Debit Card works with built-in Paywave technology to make contactless payments at retail outlets. Just Tap-and-Pay using your Coral Paywave Debit Card at NFC-enabled POS terminals.

Security: There is no need to hand over your Card to make the payment. You can just wave your Coral Paywave Debit Card from a distance of 4 cm from the merchant terminal and make the payment in the blink of an eye.

Convenience: Get all the benefits of a Coral Debit Card, like free movie tickets, complimentary spends-based airport lounge access, dining discounts, fuel surcharge waiver, reward points and more.

You will have to maintain adequate balance in your Account as the joining fee will be debited as soon as the request for the Coral Debit Card is received. If for some reason the fee is not debited, then the request will not proceed and the Card will not reach you.

No, a non-chip variant of the Coral / Sapphiro Debit Card cannot be issued.

To check charges of ICICI Bank Debit Cards, please check the below link:

https://www.icicibank.com/service-charges/schedule-charges-icici-bank-debit-Card

To check charges of ICICI Bank Debit Cards, please check the below link:

https://www.icicibank.com/service-charges/schedule-charges-icici-bank-debit-Card

Please check the link below to know more about ICICI Bank Expressions Debit Card:

https://www.icicibank.com/personal-banking/Cards/debit-Card/expressions-Card?ITM=nli_cms_DC_choose_expressions_ydc_knowmore_btn

Please check the link below to know more about ICICI Bank Gemstone Debit Cards:

https://www.icicibank.com/personal-banking/Cards/debit-Card/the-gemstone-collection

Please check the link below to know more about ICICI Bank Sapphiro Debit Card:

https://www.icicibank.com/personal-banking/Cards/debit-Card/sapphiro

Visa Fast Funds is a funds transfer service offered by ICICI Bank using Visa's reliable and safe global payment system. It enables the immediate transfer of funds onto ICICI Bank Visa Debit Cards from abroad, sent through Visa's international accredited partners. ICICI Bank has partnered with Visa to bring an unparalleled advantage to its Debit Card holders as they can now receive remittances into their Account from abroad, within a matter of minutes.

The service has been launched at the following locations:

• UAE Exchange, UAE: The sender can visit any of the 90+ UAE Exchange outlets in the UAE to transact. The service is called ‘Visa Money Transfer’ by UAE Exchange. UAE Exchange is the leading remittance house in the UAE.

• ICBC Bank, China: The sender can transact on the ICBC Internet Banking site. ICBC is one of the world's largest banks and a leader in China.

More programmes are constantly being added and new programmes are planned for markets in America, GCC and Southeast Asia.

The sender transacts at a Visa-accredited Bank / Financial Institution. (Currently this service is available in UAE and China. More programmes are being added constantly.)

• The sender provides the beneficiary's ICICI Bank Visa Debit Card number along with other required information
• The sender pays the fee and the amount to be transferred
• The beneficiary receives the remittance within a few minutes

Beneficiaries who have registered their mobile number with ICICI Bank and are not listed in NDNC / DNC / Governance list will also receive an SMS alert for amounts more than ₹ 5,000.

Yes. The funds are available for use as soon as they are credited to the beneficiary's Account.

Is there any difference between receiving funds on a Visa Debit Card and directly into a bank account?

No, both are the same. When you use Visa Fast Funds, the money is transferred into your ICICI Bank Account. Your ICICI Bank Visa Debit Card number only acts as the address of your Account.

• Faster: Receive money immediately, any time– 24 hours a day, 7 days a week

• Simpler: The transaction requires only the beneficiary's ICICI Bank Visa Debit Card number

• Safer: No more hassles for the beneficiary to make a physical visit to get the funds or to carry / store cash at home

• Convenient: Immediate SMS alerts are sent to beneficiaries who are registered for mobile alerts

• Transparent: The charges are paid by the sender, there are no fees payable by the beneficiary

• Better: This service has all the convenience of a normal bank credit, only faster. Use your ICICI Bank Visa Debit Card directly at a merchant POS or withdraw the money at the nearest ATM.

ICICI Bank sends an SMS alert to all customers who have registered for mobile alerts. Alternatively, the beneficiary can also check the status by visiting our website, Branch or ATM or by calling Customer Care.

The service fee is solely determined by the Visa-accredited Sending Bank or Financial Institution. In most markets, this service is extremely competitively priced on fee as well as exchange rates. Please ask the sender to consult the Sending Bank / Financial Institution (Exchange Houses etc.) for more information.

As per the Bank's policy, ICICI Bank does not allow credits into NR Accounts using this service. This service can be used to transfer money only in Saving Accounts of ICICI Bank Visa Debit Card holders who are residents of India.

In most cases, the sender receives an instant confirmation on the payment status. However, this may vary by location / partner and it is advisable to refer to the service terms of the Visa-accredited Sending Bank / Financial Institution.