Grow your investments with FD interest rates as high as 7.10% per annum for senior citizens and up to 6.60% per annum for regular citizens. Enjoy assured/ attractive returns while growing your wealth. Choose from various FD tenures to fulfil your financial goals.
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Invest in Senior Citizens FD to avail of 0.50% of additional interest rate
Choose a tenure of 2 years 1 day to 10 years to avail maximum interest rate of 6.60% p.a.
Avail Overdraft against FD for emergencies
Now create an FD online anytime, anywhere within 60 seconds
Money Multiplier
Fixed Deposit
Seamless access toÂ
funds anytime
When you bank with us, you can trust with complete transparency with no hidden costs or charges.
Eligible applicants include residents, Hindu Undivided Families, sole proprietorships, partnerships, limited companies, trusts, Non-Resident Indians and minors with guardians. Ensure that your Savings Account is KYC verified. To open an FD above ₹ 50,000, make sure your PAN is updated
Start your FD with Rs. 10,000
Choose tenure from 7 days to 10 years as per your financial objective
Invest in Tax-saver FD with 5 year lock-in period
Residents, HUFs, firms, companies, trusts, NRIs, and minors with guardianship, with KYC-verified savings accounts can apply
Identity Proof
Address Proof
Initial Deposit Amount
Use Digi Locker, no physical documents required
Log in and access the FD Form
Choose the amount and tenure
Set up the payout plan and complete
the process.
Individuals and entities mentioned below are eligible to apply for a regular Fixed Deposit online:
Also, the Savings Account should be KYC verified.
You can easily renew your Fixed Deposit (FD) with ICICI Bank using any of the below methods:
An FD is an investment offered by banks and Non-Banking Financial Companies (NBFCs) that provides Assured returns based on the interest rate at the time of account opening. Interest rates vary depending on the deposit amount and tenure.
The ‘reverse sweep’ feature from ICICI Bank automatically transfers funds from a linked Fixed Deposit (FD) to your Savings Account when the balance in your Savings Account is low. This ensures that the transactions in your Savings Account continue, without having to break your FD manually. It’s a convenient way to access funds during emergencies while keeping your FD intact as much as possible.
Yes, auto-renewal can be selected at the time of opening the FD or before maturity. The FD will renew for the same tenure as the original and at the interest rate applicable at the time of renewal.
Yes, existing ICICI Bank customers can open an FD through Internet Banking or the iMobile app. They can also open an FD (of amount below ₹ 50,000) at any ICICI Bank ATM. New customers need to visit a Branch.
Fixed Deposits can be opened for flexible tenures ranging from 7 days to 10 years.
The monthly income FD allows you to get your FD interest in the form of monthly payouts. The principal (FD amount) is paid to you once the FD matures. It is an easy way to get consistent income every month.
As a senior citizen, I prioritize safety and consistent returns for my savings. Opening a Fixed Deposit has been the perfect choice—it offers attractive interest rates and ensures my money grows securely over time. The additional interest rate benefit for senior citizens is a big advantage, giving me peace of mind and financial stability for the future. I would definitely recommended ICICI bank to anyone looking for FD as an reliable investment option!
I was amazed at how easy it was to open a Fixed Deposit through the ICICI bank’s digital platform. From selecting the best tenure to completing the process by selecting the preferred FD variant, everything was smooth and quick. The ability to manage my FDs online at any time is a huge advantage, especially for someone like me who prefers digital banking. It’s the perfect combination of convenience and security!
As a homemaker, I always strive to manage household finances efficiently, and the ICICI bank’s Fixed Deposit with a monthly payout option has been a blessing. It ensures a steady stream of income every month, which helps me plan and cover our regular expenses without worry. It’s a reliable and safe way to make my savings work for me while providing financial independence. I’m truly happy with this decision!
