ICICI Bank ICICI Bank

Best For

Privileges and Conveniences

  • Airport lounge access based on eligibility

  • Instant message alerts on transactions

  • Reward points on transactions

  • Higher daily transaction

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*Refer FAQs

 

 

 

Private Banking Debit Card FAQs

What makes the ICICI Bank Private Banking Debit Card unique?

Designed for consumers of Private Banking, this premium debit card offers unique deals on eating, travel, and shopping. It offers higher transaction limits, complimentary access to airport lounges, fuel fee waivers, and reward points.

What daily transaction and withdrawal restrictions exist on this card?

From ATMs, you can withdraw up to ₹1,50,000 daily; spend up to ₹7,50,000 daily at retail stores and online throughout India. The daily purchasing limit for foreign transactions is ₹2,00,000.

Will I earn rewards by using this card?

Using your Infinite Debit Card, you get 2 ICICI Bank Reward Points for every ₹200 spent on qualified transactions. The rewards program does not consider payments, including mutual funds, utilities, government services, and wallets.

How many airport lounge visits do I get each quarter with the Private Banking Debit Card?

If you are enrolled in Private Banking Programme and have opened Savings Account on or after 1st August 2025, you get a maximum of 6 complimentary domestic airport lounge visits each quarter, with minimum spends of Rs. 10,000 quarterly or meeting program eligibility criteria of Relationship value of ₹5 Cr (Deposits + Account balance + Investments + Demat holdings) or Deposits + Account balance = ₹50 L. Spends cycle: Spends incurred between 1st - 31st of the 3 months of a calendar quarter will be considered and lounge access will be provided starting 5th of the next month following the quarter end.

Can I save on fuel purchases with this card?

Using your card on ICICI Bank swipe machines at a few HPCL, IOCL, and BPCL fuel shops does indeed waive the fuel surcharge. If you use a non-ICICI Bank machine, the surcharge could first apply but will be reversed upon receipt of the reimbursement from the acquiring bank.

Does this card have any exclusive offers?

Yes! Exclusive Private Banking Debit Card deals include dining, travel, lodging, and shopping. To explore the best offers, simply visit www.icicibank.com.

Will there be alerts for transactions done through the card?

Indeed, every transaction performed at a merchant using your card will get instant SMS alerts on your registered telephone number. This provides protection and facilitates the simple tracking of your expenses.

Is this card suitable for international use?

Yes, you can use this card anywhere. Perfect for regular travellers or overseas business needs, it allows daily purchases up to ₹2,00,000 and international cash withdrawals up to ₹1,50,000.

What is the lounge access criteria for Salary Account holders?

Individual spends of Rs. 10,000 on the Debit Card in the previous quarter will be considered.

What is the lounge access criteria in case of Family Banking?

1) For Savings Family

If customers have opted for family banking, then they will have to maintain 1.5X of the programme eligibility criteria at Family ID level. If 1.5X is maintained at family level, all family members will enjoy lounge access. If criteria is not met at family ID level, then individual spends criteria of Rs.10,000 in the previous quarter shall apply.

2) For Salary Family

Individual spends of Rs. 10,000 on the Debit Card in last quarter is to be checked for all. If criteria is not met and family members with Savings Account are part of Select Banking, Wealth Management or Private Banking programme, individual programme eligibility criteria will be considered to provide lounge access. For Salary Account holders, only Rs. 10,000 spends on Debit Card in the previous quarter will be considered.

Take a word from our Customers

  • M

    Manisha Shimpi

    4.2

    The debit card was straightforward to activate and use, both for online and in-person transactions.