Business Advantage Black Card

Regular business expenses, including airline, hotel, vehicle rentals, and professional services, can all result in cashback.  Spending more will result in additional cashback—up to ₹2,000 a month on qualified purchases.

If your monthly statement balance is more than ₹75,000, you could be eligible for 1% cashback on both local and international purchases.  Cashback is up to 0.5% on domestic and up to 1% on foreign purchases for balances between ₹25,000 and ₹50,000.

On fuel, cash withdrawals, insurance and interest charges, and card fees, cash back is not available.  Only airlines, hotels, and restaurants—except a few special categories—qualify as eligible.

For transactions up to ₹2,000 the card employs Visa PayWave technology, which lets you tap and pay securely without inputing your PIN.  Fast, safe, and the card never leaves your palm, therefore lowering the fraud risk.

The card provides 24x7 i-Assist concierge services covering hotel bookings, vacation planning, gift delivery, and emergency aid in restaurants.  This streamlines your demands for both personal and corporate planning.

Yes, you get a personal air accident death insurance cover of up to ₹75 lakh, therefore providing extra protection for work travel.

Indeed, the card allows two complimentary domestic airport lounge passes every quarter at select airport lounges.  For business travellers trying to unwind or work comfortably, it's perfect.

At all contactless-enabled POS machines spread over more than 48 countries, you can pay with tapping.  Larger amounts call for chip-and- PIN authentication per local standards.