Frequently Asked Questions
NRI Debit Card FAQs
What Debit Cards are offered to you as an NRI?
ICICI Bank provides three types of debit cards to cater to the specific needs of NRIs.
NRI Silver Debit Card: Linked to NRI accounts for seamless access to funds remitted from abroad.
NRI Platinum Debit Card: Exclusively available for Pro account holders, offering enhanced privileges
NRI World Debit Card: Tailored for NRI Premium accounts, delivering premium features and benefits.
Each card is thoughtfully designed to match your banking needs and lifestyle.
What are the features and benefits of NRI Platinum Debit Card?
The NRI Platinum Debit Card offers an exceptional range of benefits to enhance your banking experience. You can enjoy higher transaction and withdrawal limits, making it ideal for your everyday financial needs. With attractive privileges on shopping and dining, it is perfect for those seeking both convenience and value. To explore the full suite of features, click here for more details and discover how this card complements your NRI account.
What are the features and benefits of NRI World Debit Card?
The NRI World Debit Card is for those who want special privileges and prefer having premium benefits. It provides large daily limits on transactions and withdrawals, as well as other advantages like lifestyle benefits and acceptance all over the . It makes buying things online or eating at fine dining restaurants easy. To find out more about its pros and cons, click here and find out why this card is recommended for NRI Premia account holders.
*Please note that the debit cards linked to NRE accounts can be used across the world while the debit cards linked to NRO accounts can be used only in India.
How can I activate my new Debit Card?
If you have been issued a card for your NRE account, you can activate your card at an ATM or by calling ICICI Bank's 24x7 Customer Care. NRO account activations are only allowed to happen at ATMs in India due to restrictions on the usage of the card in overseas ATMs. But either way, you can always dial Customer Care for help, to make sure that you can use your card when need be.
What are the withdrawal/transaction limits of my NRI Debit Card?
The withdrawal and transaction limits vary depending on the type of card: NRI Platinum Debit Card: Domestic ATM withdrawals and retail transactions are capped at Rs. 1,00,000 and Rs. 5,00,000, respectively. For international use, the limits are Rs. 1,00,000 and Rs. 1,50,000 NRI World Debit Card: It offers the same limits as the Platinum card for both domestic and international usage. These limits ensure flexibility while maintaining secure transactions.
How can I check the transaction history on my NRI Debit Card?
Tracking your transaction history is easy and helps you stay updated on your card usage. Detailed statements can be viewed via the iMobile app or internet banking by ICICI Bank. All transactions, be it daily, weekly, or monthly, can be seen clearly through filters on the platform so that everything remains transparent. You could also reach out to our customer care service line and the representative will be able to guide you step by step.
Can NRO Debit Cards be used overseas?
No, international ATMs as well as foreign transactions are not allowed using NRO Debit Cards issued by ICICI Bank. These cards are strictly for the domestic circuits within India for the local banking and spending of the clients. However, international usage is facilitated through NRE Debit Cards as well as NRI World Debit Cards.
What should I do if I lose my NRI Debit Card?
If you lose your debit card, act immediately to protect your account. Call ICICI Bank’s 24-hour Customer Care from your registered mobile number to block the card. Alternatively, you can log in to Internet Banking or the iMobile app to block it online. Once blocked, visit your nearest ICICI Bank branch or contact Customer Care 1800 1080 to request a replacement card. Your banking security is a top priority, and assistance is always available.