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ICICI Bank NRI Savings Account Interest Rates

 

Earn attractive interest on your NRI Savings Account with ICICI Bank NRI Savings Account, calculated daily on your end-of-day balance.

 

OPEN NRI SAVINGS ACCOUNT

 

Savings Account Interest Rates

 

W.e.f. June 26,2025 , interest for all rupee savings accounts will be calculated on the daily closing balances maintained in the account. Interest will be paid at 2.50 % per annum. Interest so calculated is rounded off to the nearest rupee, ignoring fractions of a rupee.

 

Interest is credited quarterly to your account.


APPLY NOW

 

 

Features of ICICI Bank NRI Savings Account

  • Easy Account Opening – Minimal documentation required

  • Seamless International Banking – Manage your account from anywhere

  • Multiple Savings Options – Choose from Savings Accounts & Deposits

  • Fast & Secure Transactions – Instant fund transfers via UPI, IMPS, NEFT & RTGS

  • 3-in-1 Account – Integrated Savings, Demat & Trading Account

  • Comprehensive Digital Banking – Enjoy 24/7 access to banking services


For more details, contact our NRI banking support.

 

 

 

Savings Account Interest FAQs

How is the Savings Account interest calculated?

The Savings Account interest rate is fixed and the interest gets credited quarterly. The interest is calculated as per the daily balance, which is the sum of all the deposits minus withdrawals made during the day.

What are the factors that affect the Savings Account interest rate?

There are various factors that affect the Savings Account interest rate, such as the monetary policy set by the Central Bank, inflation and prevailing market conditions. Other factors such as the financial performance and business strategy of the Bank, may also play a role in determining the interest rate.

What is the frequency of interest payout in an ICICI Bank Savings Account?

Interest on Savings Accounts is calculated as per the daily balance. The interest rate is fixed and the interest earned gets credited every quarter, at the end of March, June, September and December. This helps grow your savings slowly by guaranteeing that you receive interest regularly throughout the year.

What are the benefits of a Savings Account?

A Savings Account offers multiple benefits such as easy access to funds, cash withdrawals, utility bill payments and online fund transfers through UPI, IMPS, NEFT and RTGS. With an ICICI Bank Savings Account, you also earn regular interest that is credited quarterly. It provides a secure place to save money while offering flexibility and additional financial benefits.

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