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SUITABLE FOR

Fulfilling the dream of owning your home, with ease.

  • Online Sanction*

  • Hassle-free Documentation

  • Fast Processing

  • Long Tenure

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Home Loan Calculators

About Home loans

Understanding a Home Loan

A Home Loan is a financial product that helps individuals purchase, build or renovate their homes. It provides funds based on the property value and the applicant’s eligibility. The Loan is typically repaid in easy monthly instalments (EMIs) over a long tenure.

Benefits of a Home Loan

Home Loans offer significant advantages, such as attractive interest rates, tax benefits under Section 80C and the ability to own a property without full upfront payment. They provide flexible repayment options, making it easier to manage finances. With a Home Loan, buying a home becomes more affordable and feasible.

Are Home Loans a good option to buy property?

Home Loans make it easier to invest in real estate, allowing individuals to purchase their dream home without having to save for and pay the entire price upfront. With attractive interest rates and long repayment periods, Home Loans ensure that buying a home is more accessible, affordable and financially manageable.

Home Loan FAQs

What is a home loan?

A Home Loan provides funds for purchasing, constructing or renovating a property, which is repaid in monthly instalments over time (known as EMIs).

How do I apply for a home loan?

You can apply via the iMobile app, Internet Banking, the ICICI Bank website or by visiting any ICICI Bank Branch..

What is the interest rate on a Home Loan?

ICICI Bank offers Home Loans at attractive interest rates, starting from 8.75%* p.a.

What factors affect Home Loan eligibility?

Eligibility is based on age (20–65 years for salaried individuals, 21–70 years for self-employed individuals), income, employment stability and credit score (ideally 750+) of the applicant.

Take a word from our Customers

  • P

    Peddintli Rao Dodda

    4.5

    I want to express my sincere appreciation for the Relationship Manager who assisted me with my Home Loan application. His follow-up and guidance was instrumental in making the loan process fast and efficient. It took less than two days for the sanction. The disbursement was quick, covering the legal and technical aspects which is not possible with other banks. Thank you for such dedicated support and exceptional service.

  • A

    Abhishek Gupta

    5

    I availed Home Loan from ICICI Bank and I will highly recommend it. The application process was simple, documentation requirements were clear and the Bank's team was responsive and professional. The loan approval and disbursal were on time and the transparency of the terms and conditions was commendable. Overall, I had a hassle-free and satisfying experience with ICICI Bank Home Loan team. I am grateful for the support and assistance I have received from the dedicated team of ICICI Bank. I am looking forward to a long and trusted relationship with ICICI Bank.

  • S

    Suraj Srivastava

    4.5

    ICICI Bank and its Relationship Manager made my Home Loan process as simple as it could be. It just took 3 weeks right from the first enquiry call to the loan disbursement. Hats off to the team for their prompt actions, timely reminders for documents, closure of tasks etc. I will share my wonderful experience with others and strongly recommend ICICI Bank Home Loan to everyone. Thanks team.

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