header main logo header main logo

Best for

Smart Business Spending & Expense Management

  • Fuel Surcharge Waiver

  • Reward Points on Every Spend

  • Smarter Spend Tracking

  • dreamfolks dreamfolks
  • pvr pvr
  • inox inox
  • enclam enclam
  • awfis awfis
  • google google

Gold Business Card FAQs

Is there any joining or annual fee for the Business Gold Credit Card?

No, the Gold Business Credit Card comes with zero joining fee and no annual fee from the second year onwards.

How are reward points calculated on this card?

You earn 1 ICICI Bank Reward Point on every ₹200 spent on domestic purchases and 2 Reward Points on every ₹200 spent internationally.

Are the reward points redeemable?

Yes, your ICICI Bank Reward Points can be redeemed through the ICICI Rewards Catalogue via Internet Banking or the iMobile app.

Is there a limit to the reward points I can earn with this card?

There is no cap on the number of reward points you can earn. The more you spend on eligible transactions, the more points you accumulate.

Does this card offer any fuel surcharge benefits?

Yes, you get a 1% fuel surcharge waiver on transactions made at HPCL petrol pumps for spends between ₹500 and ₹4,000. The maximum benefit is ₹500 per month.

Is there any insurance coverage available with this card?

Yes, the gold business credit card provides a personal accidental death insurance cover of up to ₹10 lakhs.

Can I track my business expenses with this card?

Absolutely. You get complimentary access to Visa IntelliLink for Small Business (VISB) – a powerful spends analysis dashboard that helps monitor and manage your business transactions easily.

Can this card be used internationally?

Yes, it can be used globally, and you also earn double reward points (2 RP per ₹200) on all international spending.