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BEST FOR

Business Savings & Smart Spending

  • Cashback on transactions

  • Contactless transactions with Visa Paywave

  • Global acceptability and security features

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Business Advantage Blue Card FAQs

What is the ICICI Bank Business Advantage Blue Card best suited for?

This Business Advantage Blue Credit Card is designed for entrepreneurs and professionals looking to maximize savings on business expenses such as air travel, car rentals, accounting services, advertising, and more.

Does this card offer cashback on all business transactions?

Yes, you earn cashback on a wide range of recurring business expenses. Additionally, you get extra cashback when you make payments using your Business Card.

Is the Business Advantage Blue Card contactless?

Yes, the Business Advantage Blue Credit Card comes with Visa Paywave technology. This allows you to tap and pay for purchases securely and quickly without needing a PIN for transactions below ₹2,000 (in India, as per RBI guidelines).

Can I use the Business Advantage Blue Card internationally?

Absolutely. The card is accepted in over 48 countries and supports contactless and chip-based transactions, making it ideal for international business travel.

Does the card provide free access to airport lounges?

Yes, the Business Advantage Blue Credit Card offers complimentary access to select airport lounges, making business travel more comfortable and smooth.

What are the joining and annual fees for the card?

Flip your Rubyx Credit Card. The three-digit Security Code next to the signature panel is your CVV (Card Verification Value). You can also check it by logging in to your iMobile app or Internet Banking.

Which Credit Card should I opt for to get benefits on shopping?

The joining fee is ₹500 + GST, and the annual fee is also ₹500 + GST. These charges are competitive and offer significant value, given the cashback and privileges.

What documents are needed to apply for the card?

You’ll need to submit your identity proof (like PAN, Aadhaar, or passport), address proof, and income/business proof (such as bank statements, ITRs, or GST returns) to apply for the card.

Is there a concierge service included? What can it help me with?

Yes, cardholders can enjoy concierge services for assistance with travel bookings, hotel reservations, gift deliveries, event planning, and more.