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Best for

Exclusive AMEX lifestyle offers for SMEs

  • Save more on business expenses

  • Exclusive AMEX lifestyle offers

  • Earn points on every payment

  • Travel and lodging discounts

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About Business Ascent Credit Card

Designed for Business Owners

Ideal for SMEs and self-employed professionals looking to optimise expenses and earn reward points on travel, fuel, lodging and daily business spends.

Easy Application Process

Apply online or at the nearest ICICI Bank branch by submitting valid ID, address proof, income proof, active bank account details, and a recent passport-sized photograph.

Reward Points Programme

Earn ICICI Bank Reward Points on eligible transactions. Redeem them across categories like electronics, travel, mobile phones and more for maximum value.

Premium AMEX Privileges

Enjoy exclusive American Express lifestyle offers on travel, dining and lodging, curated to enhance business and personal experiences.

Business Ascent Credit Card FAQs

Who is eligible for this card?

The card is best suited for small business owners, self-employed professionals and entrepreneurs with stable income and valid documentation.

What benefits do I get on business spends?

You earn ICICI Bank Reward Points on eligible transactions including fuel, travel, lodging, and more. Points can be redeemed across various categories.

Are there any fees or charges?

Yes. The card has a joining fee of ₹2,000 + GST. Other charges may apply based on usage. Refer to the MITC for detailed fee structure.

What are American Express® privileges?

Cardholders get access to curated AMEX lifestyle, dining, and travel offers which can elevate both business and personal experiences.

How can I apply for the card?

You can apply online or visit your nearest ICICI Bank branch. Ensure you have identity proof, address proof, income proof, bank details and a recent photograph