ICICI Bank ICICI Bank

Transfer Money Instantly with IMPS

 

Send funds anytime, anywhere using IMPS via Internet Banking or iMobile. Fast, secure and available 24x7.

 

Transfer Now

Ways to transfer funds via IMPS

 

 

 

Transaction Limits

Mode Minimum Amount Maximum perTransaction Daily Limit
iMobile – Account + IFSC ₹1 ₹5 lakh ₹20 lakh
Net Banking – Account +IFSC ₹1 ₹5 lakh ₹5 lakh

Net Banking – Mobile No. + MMID

 

 ₹1 ₹10,000 ₹10,000



 



IMPS Charges (Effective July 01, 2025)

 

 

Charges Savings Account Current Account
Up to ₹1,000 ₹2.50  + GST ₹2.50 + GST
Above ₹1,000 to ₹1 lakh ₹5 + GST ₹5 + GST
Above ₹1 lakh to ₹5 lakh ₹15 + GST ₹15 + GST

FAQs

What is IMPS?

IMPS (Immediate Payment Service) is a real-time interbank fund transfer system available 24x7.

What is MMID?

MMID (Mobile Money Identifier) is a 7-digit code linked to your account, used for IMPS via mobile number.

How can I generate MMID?

Log in to Net Banking or send an SMS: MMID [space] <last 4 digits of your account number> to 9222208888

 

Can I use IMPS without beneficiary registration?

Yes. Beneficiary registration is not required if you transfer funds using your Mobile Number + MMID via iMobile app. However, for IMPS using Account Number + IFSC, adding the beneficiary is mandatory.

What if the transaction fails?

In case of failure, the debited amount is normally reversed instantly, but in rare cases, it may take up to 2 days.

Disclaimer

PROCEED