Be prepared for life’s uncertainties with comprehensive insurance plans from ICICI Bank. Protect your loved ones and your assets with flexible life, general, and government-backed social security schemes.
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BEST FOR
Financial Security to You and Your Loved Ones
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Families: Financial security through life and health insurance
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Asset Owners: Cover home, vehicle, and valuable assets
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Retirement Planners: Build long-term savings with life insurance
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Low-Cost Protection Seekers: Government-backed affordable insurance
How to Maximise Your Insurance
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Assess Coverage Needs
Review life stage, dependents, and liabilities to select appropriate cover.
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Combine Life & Health Plans
A mix of policies offers comprehensive protection for you and your family.
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Opt for Riders & Add-ons
Enhance your policy with accidental, critical illness, or disability riders.
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Keep Policies Updated
Regularly review coverage to match evolving financial goals
Pick the Right Insurance for You
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Government Schemes
Affordable life and accident insurance
- Financial inclusion for low-income individuals
- Quick and easy enrolment via savings account
- ₹2 lakh cover at minimal yearly premiums
- Nationwide coverage backed by the Government of India
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Life Insurance
Financial protection for your loved ones
- Cover against death, disability, and critical illness
- Long-term wealth creation with insurance benefits
- Regular income post-retirement
- Tax-saving benefits under Section 80C and 10(10D)
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General Insurance
Protecting your vehicle from accidents and theft
- Covering medical expenses through health insurance
- Ensuring safe travel with global coverage
- Quick claims with a cashless service network
- Customisable add-ons for enhanced protection
Things you should know
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Premium Calculation
Based on sum insured, age, and selected add-ons.
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Policy Terms
Carefully review terms & conditions, exclusions, and waiting periods.
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Eligibility
Available to Indian residents meeting the respective policy criteria.
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Purchase Flexibility
Plans available online or through ICICI Bank branches.
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Voluntary Purchase
Buying insurance is voluntary and not linked to any other ICICI Bank service.
What You’ll Need to Apply
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Identity Proof
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Address Proof
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Medical declaration
Use Digi Locker, no physical documents required
How to Apply
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Explore Options – Browse Life, General, and Social Security plans.
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Select Plan – Choose based on your needs and life stage.
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Fill Details – Enter personal, nominee, and medical details.
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Review & Confirm – Verify policy terms and disclosures.
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Make Payment – Pay online securely and receive instant confirmation.
About the Product
Life Insurance
Offers a financial safety net for your family through term, ULIP, and endowment plans. Helps build long-term wealth and plan for key milestones.
General Insurance
Protects health, assets, and travel through comprehensive policies. Covers medical expenses, vehicle damage, home protection, and more.
Pradhan Mantri Social Security Schemes
Government-backed schemes:
PMSBY: ₹2 lakh accidental death cover at ₹12/year
PMJJBY: ₹2 lakh life cover at ₹330/year
Convenient Online Purchase
Buy insurance online at your convenience from ICICI Bank’s secure platform.
Trusted Partnerships
Insurance products are offered in collaboration with reputed insurers like ICICI Lombard and ICICI Prudential.
Insurance FAQs
How to download my insurance policy?
For queries or complaints related to ICICI Lombard, contact ICICI Lombard on 18002098888 (Toll-Free) or write to customersupport@icicilombard.com. For more details, you may visit the ICICI Lombard website, www.icicilombard.com.
For queries or complaints related to ICICI Prulife, you may contact ICICI Prulife on 1800222020 (Toll-Free) or write to lifeline@iciciprulife.com.
For more details, you may visit the ICICI Prulife website, www.iciciprulife.com.
What affects Health Insurance premiums?
Premiums depend on your age, sum insured, and health profile.
Why do insurers ask for health details?
Health details help assess risk and ensure fair pricing and claims processing.
Can I buy multiple insurance products?
Yes. You can combine life, general, and government insurance for full coverage.